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Airtel Money Charges in Uganda (2026): Withdraw & Send Fees Chart + Calculator

By Kennedy Nyabwala · Updated July 2026 · 6 min read🔄 Last updated: July 2026

Here are the current Airtel Money charges in Uganda for 2026 — for both withdrawing cash and sending money — with a calculator so you can check any amount before you transact. The 0.5% withdrawal tax is included in the withdrawal estimate.

Airtel Money withdrawal charges chart (2026)

Indicative agent withdrawal fees. The 0.5% tax is added on top of the fee for every cash-out.

Amount withdrawn (UGX)Withdrawal fee (UGX)+ 0.5% tax (UGX)
500 – 5,000~ 330 – 440~ 2 – 25
5,001 – 15,000~ 440 – 700~ 25 – 75
15,001 – 45,000~ 700 – 900~ 75 – 225
45,001 – 125,000~ 900 – 1,800~ 225 – 625
125,001 – 250,000~ 1,800 – 3,200~ 625 – 1,250
250,001 – 500,000~ 3,200 – 5,000~ 1,250 – 2,500
500,001 – 1,000,000~ 5,000 – 7,000~ 2,500 – 5,000
Above 1,000,000~ 7,000 – 7,5000.5% of amount
Instant Airtel withdraw fee

How much will Airtel charge to withdraw?

Free download
MTN & Airtel Charges Chart 2026 (PDF)
The full withdrawal & sending tariff chart with the 0.5% tax — print it or keep it on your phone.
⬇ Download PDF
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Airtel Money sending charges chart (2026)

Sending money wallet-to-wallet is usually cheaper than withdrawing it as cash.

Instant Airtel send fee

How much will Airtel charge to send?

Amount sent (UGX)Sending fee (UGX)
500 – 2,500~ 0 – 100
2,501 – 5,000~ 100 – 220
5,001 – 15,000~ 220 – 360
15,001 – 30,000~ 360 – 460
30,001 – 60,000~ 460 – 720
60,001 – 125,000~ 720 – 1,000
125,001 – 250,000~ 1,000 – 1,450
250,001 – 500,000~ 1,450 – 2,000
500,001 – 1,000,000~ 2,000 – 3,200
1,000,001 – 5,000,000~ 3,200 – 5,000

Indicative 2026 rates. Airtel and MTN charges are broadly comparable in Uganda; always confirm the exact fee on your Airtel prompt.

Frequently asked questions

How much is the withdrawal fee for Airtel Money in Uganda?

Airtel Money withdrawal fees rise in bands with the amount — roughly UGX 330–440 on small amounts up to around UGX 7,000–7,500 above one million — plus the 0.5% withdrawal tax on every cash-out. Use the calculator above for a specific amount.

How much does Airtel charge to withdraw 100,000?

Withdrawing UGX 100,000 on Airtel Money costs roughly UGX 900–1,800 in agent fees plus about UGX 500 in 0.5% tax, for a total of around UGX 1,400–2,300.

Is Airtel Money cheaper than MTN in Uganda?

Airtel and MTN charges are broadly comparable in Uganda because both are subject to the same regulated structure and the same 0.5% withdrawal tax. Small differences exist between agents; always check the confirmation prompt.

Is there a tax on Airtel Money withdrawals?

Yes — the same 0.5% mobile money withdrawal tax applies to Airtel Money as to MTN, charged on top of the agent fee for every cash-out.

How much does Airtel charge to send money?

Airtel Money sending fees start near zero on very small amounts and rise with the amount sent, reaching a few thousand shillings on large transfers. Sending is generally cheaper than withdrawing cash.

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About the Author
Kennedy Nyabwala
Founder & CEO, Basket Advisory Technologies
📊 Uganda mobile money & payments (2026)
~40M+
registered mobile money accounts
MTN/Airtel
dominant providers
0.5%
URA excise on withdrawals
Instant
transfers to any phone